APR / APY Calculator

Convert APR to APY and APY to APR to understand the effect of compounding.

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APR / APY Calculator

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Formula & How It Works

APY = (1 + APR/n)^n - 1

APR is the stated annual rate. APY includes the effect of compounding frequency.

Use this calculator as a fast planning tool. Always confirm important financial, medical, construction, or recipe measurements with a qualified source before making final decisions.

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